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Know Your Budget How Much Home Can I Afford? $    Amount you plan to use for the down payment. $    Amount you plan to pay each month.     Years you plan to finance the mortgage. % Interest rate you plan to get on your loan. $    This is the approx. cost you can afford. There's no point wasting time and energy house-hunting before you know what you can afford. So your next step is to assess your finances: Find out about interest rates Understand your closing costs Figure out your income, debt and down payment Calculate how much home you can afford!

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